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New Jersey Bankruptcy Lawyers Serving Ocean and Monmouth Counties

Sound Advice About Debt Relief and Mortgage Foreclosure Defense

At Purrazzella & Purrazzella, P.A., our attorneys help people find solutions to difficult problems with debt pressure and mortgage defaults. Bankruptcy is just one tool among many that we have at our disposal to help you through a financial crisis or chronic debt problem. To learn more about the options that might work best for your situation, contact us in Toms River for a free consultation.

Our goal is not to file as many bankruptcy cases as we can. Instead, it's to help people deal effectively with credit card debt, hospital bills, cash flow problems following divorce, loss of home equity in tough real estate markets, or other financial difficulties. We make a thorough review of your situation before recommending any particular strategy, and we help each client think through the bankruptcy decision with an eye on both the immediate problem and your long-term interests.

Toms River Mortgage Foreclosure Defense Lawyers: Call 732-691-4589

No matter what the source of your mortgage or debt problems might be, we urge people to get legal advice as early as possible when it appears that bankruptcy might be a serious possibility for you, either now or later on.

There usually isn't any need to rush into bankruptcy if you choose an approach to debt relief while you still have several options to choose from. If you wait too long, however, you not only might find that bankruptcy is your last remaining choice — you might also discover that you're no longer in a position to take full advantage of its benefits.

With more than 30 years of bankruptcy and consumer debt experience, our attorneys help people in Ocean County, Monmouth County and other parts of the state choose the right option both in and out of bankruptcy. Depending on your specific circumstances, we can offer advice about any of the following:

For additional information about our approach to client service in consumer bankruptcy and troubled mortgage situations, contact a New Jersey bankruptcy attorney at Purrazzella & Purrazzella for a free consultation.


We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our Office Location

Purrazzella & Purrazzella, P.A.
3 Franklin Avenue
Toms River, NJ 08754

Phone: 732-691-4589
Toll Free: 888-825-9980
Fax: 732-341-0548
Toms River Law Office

Bankruptcy
Client Testimonials

"Joe, Thank you so much for helping me to get my disability. Receiving these checks takes care of my financial needs and took away one of the major things I was worried about. Thanks again for your help."

"Debbie- For all you've done for us we thank you from the bottom of our hearts. You're the best"

"All went so well at Court we were amazed (after sitting in the hearing room waiting our turn and watching/listening to the other couple with their attorneys in front of the Trustee), that when it was our turn and Joe sat next to us, all was over in what seemed like seconds. Some of the other couples/attorneys appeared very unorganized and some attorney appeared very unprofessional and not properly prepared. Mr. P is the best! Our sincerest thanks to you as well, for your kindness, patience, thoroughness and professionalism. We always felt so comfortable speaking with you and asking questions. You kept us very calm during a very emotional time. As a paralegal myself, I will never hesitate to refer anyone to your firm."

The Toms river law firm of Purrazzella & Purrazzella, P.A., represents New Jersey clients in bankruptcy cases and Social Security disability claims. We represent people in such communities as Ocean County, Monmouth County, Brick, Berkeley, Bayville, Jackson, Lakewood, Manasquan, Point Pleasant, Brielle, Forked River, Asbury Park, Lacey, Manahawkin, Howell, Barnegat, Manchester, Wall, Beachwood, Bayville and Lanoka Harbor.

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