Foreclosures

How Can You Stop the Foreclosure of Your New Jersey Home?

Selling a home in today's real estate market is tough, especially when that sale needs to happen as soon as possible. What happens when you can't sell your house and the bank forecloses? What if you just need more time to sell your home?

The answer? Act quickly and contact the attorneys at Purrazzella & Purrazzella to learn more about the immediate effects of filing for bankruptcy, namely stopping home foreclosure. We explain how you qualify under the new bankruptcy laws and will complete all the paperwork for you if you decide bankruptcy is the best option for you.

Dedicated Advocates for Home Owners and Wage Earners

We do not represent banks, corporations, or creditors. Purrazzella & Purrazzella is on the side of home owners who have fallen behind in mortgage payments and are facing home foreclosure. Our goal is to help home owners protect their homes or get more time to sell through filing for bankruptcy.

Filing for Chapter 13 bankruptcy will immediately halt the foreclosure of a home and can:

• Set up a realistic repayment plan for paying your mortgage
• Give you more time to sell your home
• Provide ways to reduce your mortgage principle, called a cram down

If you just need more time to sell your home, Chapter 13 will get you that time, protecting your home from foreclosure. If you need to stop home foreclosure to protect your family residence, Chapter 13 will allow you to create a manageable debt repayment plan.

At Purrazzella & Purrazzella, our attorneys have been advising sellers of real estate for more than 33 years. Our real estate and bankruptcy experience may be just what you need if you are facing imminent home foreclosure in the Toms River area. The best advice we can give, based on years of experience, is to act now.

Don't wait until the last minute, when the sheriff is pulling up to your home for the auction, to consider your options! Contact Purrazzella & Purrazzella to talk with an experienced lawyer about how bankruptcy can save your home or buy you time. Quick action can increase your options when faced with home foreclosure.

Committed to Ocean and Monmouth County Residents and Our Communities

By helping people keep their homes or helping them sell their homes without foreclosure, Purrazzella & Purrazzella invests in and helps preserve our communities. Fewer empty homes mean better neighborhoods filled with houses with increasing equity.

We offer free initial consultations for home owners wondering if bankruptcy is right for them. Call today to arrange a consultation or come to our office, located on the corner of Hooper and Franklin Avenues in Toms River, New Jersey.

The New Jersey bankruptcy lawyers at Purrazzella & Purrazzella in Toms River serve clients in Ocean County and Monmouth County, including Brick, Berkeley, Bayville, Jackson, Lakewood, Manasquan, Point Pleasant, Brielle, Forked River, Asbury Park, Lacey, Manahawkin, Howell, Barnegat, and Manchester.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.